That lake front property might not be all it’s cracked up to be! Often people move to the Okanagan to settle into blissful retirement or for that serenity of water front property but beware. There are unique risks to such a choice of the water front homestead. The major issue is water; the evil nemesis of all houses. The ground that the home is built on can contain a large amount of moisture. This can damage the foundation and cause premature deterioration. There is also the risks that go along with mold. The moisture is also greater in the air coming off the water and can affect the structure above the foundation. Another consideration is the insulation of the home if it is to be lived in during winter months. The temperature coming off the water can drastically different than the other surrounding temperatures.